Covered Losses - These are some of the types of losses for which your personal property is covered: theft, vandalism, natural disasters, fire, collapse of dwelling, vehicles, riot or civil commotion, aircraft, smoke, water leaks, and more.

Emergency First Aid - Renters Insurance pays expenses you incur for necessary medical and surgical aid to other people at the time of an accident covered by the policy.

Damage to Property of Others - Renters Insurance will pay replacement cost up to a fixed amount per loss for damage to the property of others caused by an insured, even when you are not legally liable.

Personal Liability Coverage - Renters Insurance gives you and your family living with you 24 hour a day liability protection against claims caused by almost any unintentional act, including: damage by pets, untentional damage caused by you or other insured parties as defined in your policy, reasonable medical payments for injuries on your premises, premium on bonds required in a legal suit the insurance is defending.